Self‑Employed Mortgage Options
Entrepreneurs, freelancers, and business owners deserve mortgage solutions that reflect how they actually earn. Qualify using 12–24 months of bank statements, 1099s, or other alternative documentation—without the roadblocks of traditional W‑2 guidelines.
Program availability and terms vary by profile.
Why Self‑Employed Borrowers Choose Us
Use ANY of the following options for Income Qualification:
- Programs built for fluctuating income and business deductions.
- Secure, simple document collection—no unnecessary paperwork.
- Multiple program comparisons to find your best fit.
Self Employed Borrower Program Highlights
- 12 or 24 months business or personal bank statements
- 12 or 24 Month P&L
- 1 year of 1099's
Additional Program Highlights
- Loan amounts up to $4 Million
- Finance up to 90% of the property's value
- Cash out up to $1 Million
- Available for Purchases & Refinances
- Flexible qualification guidelines
Eligibility and terms depend on credit, reserves, and property type.
How It Works
Pre‑Qual in Minutes
Share your goals. We outline bank‑statement, 1099, or alt‑doc paths with a clear checklist.
Provide Documents
Securely share your bank statements, 1099s, or other required documents via encrypted upload or email.
Underwrite & Choose Terms
We validate income, credit, title, and appraisal. Then present pricing options side‑by‑side.
Close Fast
We clear conditions early and coordinate signing with predictable timelines.
Disclaimer: All programs are subject to change and may vary by state, property, and borrower profile. Not a commitment to lend. Terms, conditions, and restrictions apply.
Ready to see your options?
Get a custom self‑employed quote in minutes—no obligation.