Conventional Mortgage Options
A tried‑and‑true path to homeownership and refinancing. Get competitive pricing, straightforward terms, and clear guidance from application to closing—without surprises.
Eligibility and pricing vary by credit, LTV, and property type.
Why Choose Conventional
- Clear, predictable terms with competitive pricing.
- Straightforward documentation and underwriting.
- Side‑by‑side comparisons of payment, points, and cash‑to‑close.
Common Scenarios
- Primary, second home, or 1–4 unit investment properties.
- Rate‑and‑term or cash‑out refinance options.
- Condo and PUD eligibility (program‑dependent).
Certain scenarios may have additional requirements based on credit, LTV, and occupancy.
How It Works
Pre‑Qual in Minutes
Tell us your goals. We confirm fit and outline exactly what to upload.
Provide Documents
Securely share required income and asset documents via encrypted upload or email.
Underwrite & Lock
We verify income, credit, title, and appraisal, then present pricing to lock at the right time.
Close Confidently
We clear conditions and coordinate signing with predictable timelines.
Disclaimer: All programs are subject to change and may vary by state, property, and borrower profile. Not a commitment to lend. Terms, conditions, and restrictions apply.
Ready to lock in a great rate?
Get a custom conventional quote in minutes—no obligation.