Privacy Policy

Information We Collect

• Personal identifiers such as name, mailing address, email address, phone number, and date of birth.
• Financial and employment information necessary to evaluate, process, and underwrite mortgage applications.
• Property, loan, and transaction-related information.
• Technical information such as IP address, browser type, device identifiers, and website usage data collected via cookies or similar technologies.

We may use trusted third-party service providers, including communication platforms, cloud infrastructure providers, and customer support systems (such as SMS and voice service providers). These vendors are contractually required to maintain appropriate administrative, technical, and physical safeguards to protect personal information.

Certain service providers may process or store information outside of the United States. When international data transfers occur, we take reasonable steps to ensure such processing complies with applicable data protection and security laws.

How We Use Your Information

• To respond to inquiries and provide requested information.
• To originate, process, underwrite, and service mortgage applications and related transactions.
• To verify identity, prevent fraud, and comply with regulatory and legal obligations.
• To improve our website, services, and customer experience.
• To send communications related to your mortgage inquiry or transaction.

Sharing of Information

We do not sell personal information. We may share information only as necessary in the following circumstances:

• With service providers, lenders, investors, and other parties involved in processing or funding your mortgage transaction.
• With regulators, auditors, or law enforcement agencies when required by law.
• With third parties for marketing purposes only if you have explicitly opted in through non-SMS channels. SMS consent is excluded from all such sharing.

SMS Communications & Consent

If you provide consent to receive SMS or text messages from Newport Lending, such consent is used solely for communications related to your mortgage inquiry, application, or transaction, including document requests, status updates, and operational questions.

SMS consent is not shared, sold, rented, or disclosed to any third parties or affiliates for marketing, promotional, or non-operational purposes under any circumstances.

Newport Lending Group does not use SMS messaging for advertising, lead generation, or promotional marketing campaigns.

SMS communications are sent manually by authorized personnel or through approved business communication systems and are not used for automated or bulk messaging.

Message frequency may vary. Message and data rates may apply. You may opt out of SMS communications at any time by replying STOP or request assistance by replying HELP.

SMS Technical & Carrier Disclosures

Message and data rates may apply. Wireless carriers are not liable for delayed, undelivered, or misdirected messages.

SMS consent is obtained through clear affirmative actions, including web-based consent forms with checkbox opt-in language, written requests, or verbal consent during recorded or documented phone conversations.

Where applicable, SMS messages may be delivered using automated communication systems. Consent to receive SMS messages is not a condition of purchasing any goods or services.

Your Rights & Choices

• Access the personal information we maintain about you.
• Request corrections or updates to your personal information.
• Request deletion of personal information, subject to legal retention requirements.
• Opt out of certain data sharing or marketing communications.

Requests may be submitted to compliance@newportlendinggroup.com or by calling +1 (702) 329-8571.

State Privacy Rights

Certain state laws provide residents with additional privacy rights, including the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), as well as similar laws in Virginia, Colorado, Connecticut, and Utah.

These rights may include the right to know what personal information is collected, the right to request deletion or correction, and the right to opt out of certain data sharing. We do not sell personal information as defined by applicable state privacy laws.

Data Security

We maintain administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, disclosure, or misuse in accordance with industry standards.

Data Retention

We retain personal information only for as long as reasonably necessary to fulfill business, legal, and regulatory obligations. Mortgage-related records are typically retained for a minimum of five (5) to seven (7) years, or longer where required by applicable law.

Cookies & Tracking Technologies

We use cookies and similar technologies to enhance website functionality, analyze traffic, and improve user experience. Browser settings may be adjusted to manage cookie preferences.

Children’s Privacy

Our services are not directed to children under the age of 13, and we do not knowingly collect personal information from children.

Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted on this page with a revised effective date.

Contact Information

Newport Lending Group
732 S 6th St, Suite R, Las Vegas, NV 89101
Email: compliance@newportlendinggroup.com
Phone: +1 (702) 329-8571